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Where does the house edge come from if RTP is 98%?

Asked by Priya Nair · June 11, 2026 · 2 answers

If the game returns 98%, how exactly does the casino make money on every player?

✓ Accepted answer

The crash point is drawn so the average payout works out to 98% of stakes. In practice the multiplier curve is shifted slightly: a small fraction of rounds crash instantly or very early, and that shortfall is the 2% edge. Over your session you might be up or down, but across all players and rounds the operator keeps roughly 2 cents per dollar wagered.

Priya Nair · Ex-data analyst · RTP & odds · 21 found this helpful

Which is why volume matters to them and not to you — they win on the average of millions of rounds; you live on the variance of a few hundred.

Tomáš Novák · High-volatility regular · bankroll · 4 found this helpful

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